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USD to ZMW Black Market Rate on Jul 31, 2026

Zambia parallel market · Friday, July 31, 2026

Close

19 ZMW

Open

19.23

High

19.35

Low

19

Day change

-1.17%

Summary for Jul 31, 2026

Average buy rate (cost of 1 USD)19.16 ZMW
Average sell rate (proceeds from 1 USD)19.27 ZMW
Official exchange rate18.84 ZMW
Parallel premium over official+0.84%
Intraday range0.35 ZMW (1.84%)
Observations aggregated288

ZMW black market rate on Jul 31, 2026: 19 per USD

On Friday, July 31, 2026, the US dollar traded at about 19 ZMW on Zambia's parallel (black) market at the close of observations. The day opened at 19.23 ZMW, reached a high of 19.35 and a low of 19, a trading range of 0.35 ZMW (1.84%).

Across 288 observations, the average price to buy dollars was 19.16 ZMW and the average price received when selling dollars was 19.27 ZMW. Over the session the Zambian Kwacha strengthened against the dollar (-1.17% from open to close).

Official rate vs black market rate on Jul 31, 2026

The official exchange rate published for Zambia on this date was 18.84 ZMW per USD. The parallel-market close of 19 ZMW therefore implied a premium of +0.84% over the official rate — a narrow gap, indicating the two markets were close to converged.

How Jul 31, 2026 compares

Compared with the previous observed day (Jul 30, 2026, close 19.15 ZMW), the rate moved -0.76%.

One week earlier (Jul 24, 2026) the close was 18.92 ZMW, so the weekly change was +0.42%.

Thirty days earlier (Jul 1, 2026) the close was 18.33 ZMW, a +3.66% move over the month.

How this daily figure is produced

ETCurrency samples Zambia's USD/ZMW parallel market throughout the day from peer-to-peer stablecoin order books and, where available, community submissions. Each sample is filtered for outliers and aggregated into a single buy and sell quote; the figures above are the first, highest, lowest and last of those aggregated quotes for Jul 31, 2026 (UTC).

USDT peer-to-peer prices closely track cash dollar prices in most parallel markets but are not identical to them: payment-method fees, merchant margins and local demand for stablecoins can all add a few tenths of a percent.

Frequently asked questions

What was the dollar to Zambian Kwacha black market rate on Jul 31, 2026?
The USD to ZMW parallel market rate closed at approximately 19 ZMW per US dollar on Friday, July 31, 2026, after trading between 19 and 19.35 ZMW.
How much did the ZMW move against the dollar that day?
From an open of 19.23 to a close of 19 ZMW, the parallel rate moved -1.17% on Jul 31, 2026.
What was the gap between the official and black market ZMW rate on that date?
The official rate was 18.84 ZMW per USD versus a parallel close of 19 ZMW, a premium of +0.84%.
Was the ZMW black market rate higher or lower than the day before?
Lower: the previous observed close was 19.15 ZMW on Jul 30, 2026, a change of -0.76%.

Figures are aggregated parallel-market observations for Zambia in UTC and are indicative only; they are not a quote to trade. See the full USD → Zambian Kwacha history or today's live rate.